美世KiwiSaver计划
Are you a 美世KiwiSaver计划 member?
美世 has been helping Kiwis save for their best possible retirement for over 65 years. We are 在这里 now to support you with the latest information, expert financial advice and online tools to help you grow your KiwiSaver money.
Whether you’re new to KiwiSaver or transferring from another provider, it’s easy to 在线报名 而且耗时不到五分钟. If you have any questions, please call us on 0508 637 237.
Please read the 美世KiwiSaver计划 产品披露声明.
美世KiwiSaver计划的好处
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表演We have a strong investment performance track record. Our team of experts search the globe to find some of the best investments to help maximise KiwiSaver returns. 我们的表演细节.
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投资可持续At 美世, we manage our investments taking into account our 可持续投资政策, believing that sustainable investing may deliver better long term investment returns. Some of 美世's investment options actively invest in companies involved in providing solutions to the world's sustainability challenges, 比如可再生能源, water infrastructure and pollution control. Read more about what we do in sustainable investing 在这里.
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投资选择美世 offers you the choice of seven investment options. This means you’ll be able to make a choice that will best match your life stage, 财务目标和对风险的态度. You can invest your KiwiSaver money in more than one investment option. If you’re unsure, seek financial advice (it's free) by emailing NZadvice@afroradionetwork.com 或者试试我们的 基金选择器.
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Access to your KiwiSaver account 24/7It’s easy to manage your KiwiSaver account by signing into 您的网上帐户 and/or downloading 美世’s mobile app (available on both the Apple and Google Play stores). You can check your account balance, update your details and review your investment options anytime.
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经验With more than 200 employees involved in manager research we track over 6,700多名管理人员，超过35人,000 investment strategies across the globe (as of March 2023). Each investment option is carefully constructed and we monitor every manager on behalf of our investors.
不知道该往哪里投资?
Use this 基金选择器 Tool to help you better understand how your approach to risk translates to the investment options available to you.
Answer four questions and we’ll calculate and show you the investment option that best matches your score.
关键的新西兰事实
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You can access your KiwiSaver money once you reach the qualifying age for New Zealand Superannuation, 目前是65岁. You may also be eligible to withdraw part or all of your savings to use as payment towards your first home (refer to our 指南), or if you’re experiencing significant financial hardship (refer to our 指南).
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KiwiSaver是一项长期投资. If you’re new to KiwiSaver or not sure about your investment strategy, contact one of our financial advisers by emailing NZadvice@afroradionetwork.com 或致电0508 637 237.
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你可以选择供款3%, 4%, 6%, 8% or 10% of your before-tax salary or wages into your KiwiSaver account. Your employer has to match your contributions by at least 3% (providing you are contributing at least 3% from your pay).
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The Government will also contribute 50 cents for every dollar you contribute to your KiwiSaver account, 最高521美元.每年43人(适用标准).
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The tax rate applied to your KiwiSaver investment earnings is known as your Prescribed Investor Rate (PIR). 也可以是10.5%, 17.5% or 28%, depending on your income from the past two years. 使用我们的 在线计算器 计算出正确的PIR.
The information contained on this page is intended for general guidance only and is not personalised to you. It does not take into account your particular financial situation or goals. Before making any investment decision, you should refer to the 产品披露声明 or consult an appropriately authorised adviser. The 美世KiwiSaver计划 was rated “best value for money” in the SuperRatings’ 2021 KiwiSaver scheme assessment.
